How to Buy a New Car

Excited Couple Reviewing Trade in Offer with Salesman


Are you considering upgrading your Virden commute with a new car? If it’s your first time, or it’s been a while since you’ve gone car shopping, read our primer on when to buy a new car and how to buy a new car. Then, fill out a pre-approval to take the next step of the car buying journey at Virden Mainline Motors!

When to Buy a New Car

The first thing you’ll want to determine is whether it’s the right time to take the leap and buy a new car. Here are some indicators that it truly is the right time:

  1. If you’re frequently replacing parts on your vehicle, and you’re at risk of losing out on your automotive investment due to mounting maintenance costs, it’s likely time.
  2. If your car is on its last legs, and you feel unsafe driving it on Birtle streets, it’s time to upgrade to a safe vehicle.
  3. If you’ve had a convertible since college, and now you have kids, it may be time to consider an SUV.
  4. If your car is failing emissions tests, the cost to get it up-to-snuff is likely more than the cost of replacing the vehicle.

How to Buy a New Car

Now that you have a better idea of whether it’s time to buy a new car, take a moment to learn about the fundamental steps of how to buy one:

  1. Determine what is most important to you, whether that’s safety features, cargo space, engine specs, or affordability.
  2. Find three models that stand out. Research their reviews, safety ratings, reliability scores, and residual value trends.
  3. Pick the model with the highest scores, and then investigate your options at local dealerships, comparing pricing, Google reviews, and any unique incentives those dealerships may have.
  4. Make sure to consider any upcoming sales or holidays like Black Friday to see how much you can save on your preferred model!
  5. Once you find the best deal available at one of your local dealerships, apply for financing to see what kind of loan you’re eligible for. If you think you can get better terms from a bank or a neighbouring dealership, apply for pre-approval elsewhere. If you get a better quote from another lender, use it as leverage to bargain for a low rate from another lender.
  6. Once you’ve found a loan that works for you, finalize the deal!

Have Questions?

If you have unanswered questions about how to buy a new car or when to buy a new car in greater Oak Lake, call Virden Mainline Motors at 204-842-3301. We’ll walk you through everything you need to know. If you have other questions about auto finance, explore our finance and insurance information guides for other informative reads, including our overview of how to trade in your old car!

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